Bridging the data gap between 3 million invisible township businesses and institutional capital. We deliver 3-way verified credit scoring, longitudinal cash flow audits, and micro-underwriting intelligence for South Africa's leading financial institutions.
Transforming unbanked informal vendors into credit-ready, loan-ready, and insurable commercial enterprises.
De-risk informal SME lending. Convert 30-field visit dossiers, receipt cross-referencing, and longitudinal foot traffic consistency into bank-grade credit limits.
Underwrite physical township assets with verified ground truth. Premises construction ratings, load-shedding stock spoilage exposure, and parametric claim logs.
Auditable tracking for Enterprise Supplier Development funds, provincial development grants, and B-BBEE scorecard formalization mandates.
Estimate portfolio disbursement potential and default risk reduction for any target township ward.
How Pulse SA guarantees data relevance, reliability, and fraud prevention for credit committees.
Every profile is logged by a vetted local youth agent on-site with hardware-level GPS verification and timestamped premises photo capture.
Trader self-reported turnover claims are cross-checked against physical purchase receipts from Metro, Boxer, and local distribution depots.
Algorithmic Data Quality Scoring (0–100) tests spatial anomalies, repeat foot-traffic consistency, and variance before data hits client feeds.
Answers to common questions from Credit Risk Committees, Internal Audit, and IT Architecture teams.
Request a 14-day sample data feed or REST API sandbox token.